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April 27, 2015
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Namaskar Tomako and Amy,
You have both made many valuable points. Insurance is important if you teach yoga out of your home. Home-based business activities can void your home insurance. Using the home for purposes other than your insurer is aware of, may invalidate your policy.
Many home business owners rely on their home insurance to cover damage, loss and theft of property. But home businesses should have contents insurance in addition to the contents and or property insurance provided by the owner's home insurance.
Also home-based businesses should have additional liability insurance. If a student gets hurt general liability insurance covers injuries to clients and employees on your home business premises.
About zoning: It depends on where you live. Some towns and cities are heavily regulated. But others may care very little about you teaching a few yoga classes at home.
Peace,
Dilip Ji
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